Open a 14-Month CD at 4.15% APY at any Reedy River branch, from Main Street in Greenville to Clemson to Spartanburg, with a person across the desk.
Twenty minutes · At your branch or your place of business · No obligation to open · $1,000 opens the CD
$1,000 to open
Annual Percentage Yield. Rates are subject to change. See terms below.
14-Month CD Special
4.15% APY
$1,000 to open · personal and business
Fourteen months, one for every branch.
7-Month CD Special
3.95% APY
$1,000 to open
For money you’ll want back sooner.
Business Money Market
3.85% APY on $250,000 and above
3.60% APY on $25,000 to $249,999
$25,000 to open, with Reedy River business checking.
Upstate Savings
3.25% APY on $10,000 and above
2.50% APY under $10,000
$100 to open. Take it out when you need it.
We won’t pretend to be the internet’s top savings rate. We’ll be the bank that picks up the phone, with rates well above what most banks pay.
For context: the national average savings rate is 0.38%. Source: FDIC, National Rates and Rate Caps, October 2026.
APY = Annual Percentage Yield as of the date shown in the terms below. CDs: $1,000 min. new money; penalty for early withdrawal. Money market and savings rates are variable. Fees may reduce earnings. Member FDIC. See full terms
For my business
Keep your operating account and your cushion at one bank. Business checking feeds a Business Money Market at 3.85% APY on $250,000 and above (3.60% APY on $25,000 to $249,999), and a 14-Month CD at 4.15% APY holds the reserve you won’t touch.
What’s on the desk
Built for the work you do
Contractors working the new builds in Simpsonville and Greer, kitchens on Main Street and in the West End, shops along I-85, orchards and nurseries in Spartanburg and Pickens counties, practices and property managers across the Upstate.
For my household
Put money you won’t need for a while in the 14-Month CD at 4.15% APY, or the 7-Month CD at 3.95% APY if you’ll want it sooner. Keep the rest in Upstate Savings: 3.25% APY on $10,000 and above, 2.50% APY under $10,000.
What’s at the branch
A rate gets you to call. We’d like to be the reason you stay.
Reedy River Bank & Trust
14 branches · 4 counties · one main office on Main Street, Greenville
Our main office sits a few blocks from the falls on the Reedy River, which is where the name comes from.
Tell us where and when. A banker from your branch calls to set the time, usually within one business day.
No obligation to open. A banker from your branch calls, not a call center. Member FDIC.
