For nurses & hospital staff
You work nights. When would you even sit down to do this?
Between twelve-hour shifts, rotating weekends and picking up extra, there's no quiet afternoon for money. Your pay changes month to month. Your hospital's retirement plan came with choices nobody explained. And every spring, your taxes feel like a guess.
What we do about it
Planning that fits around your schedule, not the other way round.
We keep evenings open by appointment, so the hour can come after a day shift or before a night. Meet us at our office on the isthmus, or by video from your own couch.
What we'll work on together
My pay is different every month. How do I plan around that?
We build the plan around what you actually earn, overtime and differentials included, not a tidy salary you don't have.
Why do my taxes never come out the way I expect?
Dana Field, our CPA, looks at how extra shifts and differentials show up on your return, so April stops being a surprise.
Am I using my hospital's retirement plan the right way?
We start with the plan you already have, often a 403(b), and make sure the choices in it are ones you'd make on purpose.
I've changed hospitals. What happened to my old plan?
We find the old accounts and bring them into one picture.
We both work shifts and we have kids. Where does college fit?
College savings, planned around a household that runs on two schedules.
Do we have the right paperwork if something happens?
We work with your attorney on your will, guardians for the kids and the beneficiaries on every account.
Why nurses and hospital staff come to us
Evenings, by appointment.
Our office is open weekdays, 8:30 to 5:00, and we meet in the evening when that's the time you have. Ask for an evening when you book.
The first hour can happen from home.
Meet by video. No drive, no parking, no changing out of what you're wearing.
You don't have to remember a long meeting after a long shift.
Within a week of the first hour, a one-page summary arrives. Read it when you're rested.
Uneven pay and taxes, handled in one place.
Our CPA is on staff, so the person looking at your plan and the person looking at your taxes are working together.
What to bring to the first hour
If they're handy: a recent pay stub and your retirement plan statement.
Come in scrubs, come on video, come tired. An hour is all we ask.
Start with one free hour.
One hour, free, at our office on the isthmus or by video. We listen, ask about your goals, and send you a one-page summary within a week.
Evenings by appointment.