Someone in Tulsa picks up.
Heartland & Vine is an independent insurance agency in Brookside. We compare 14 insurance companies for you, explain your options in plain words, and answer the phone when the ice comes down.
Illustrative agency. 14 companies is an illustrative number.
- Since 1958. Three generations of the Vine family, same city.
- 14 companies, one conversation. We shop the insurers so you don't fill out ten forms.
- A person answers. Not a phone tree. Not a chatbot.
Illustrative figures for a sample agency.
What we cover
Four kinds of coverage. All explained in plain English.
Home and renters
Your house, your stuff, and the trouble that can come with them. Including what Oklahoma hail and ice actually do to a policy.
See what home covers
Auto
What the state requires, what it doesn't, and why hail on your windshield is a different coverage than a fender bender.
See what auto covers
Small business
From a food truck on Cherry Street to a ten-person shop in Kendall-Whittier. What you need, and what you probably don't.
See what business covers
Life
Term or whole life, explained without a sales pitch. Who actually needs it, and who can wait.
See what life coversIllustrative photos. People shown are invented.
Why an independent agent
We work for you, not for one insurance company.
Most insurance you see advertised is sold by one company, through its own app or its own agents. They can only offer you their policies.
We're independent. That means we're appointed with many insurance companies, and our job is to find the one that fits you: your house, your car, your business, your budget, your history. When something goes wrong, we're the people in your corner while the insurance company handles the claim.
Three things that changes for you:
- One conversation instead of ten forms. Tell us once. We do the comparing.
- Someone who reads the fine print with you. Deductibles, exclusions, the roof clause on page 14. We'll point to it.
- We stay when the company changes. If your insurer stops being a good fit, we can move you to another one. You keep the same agent and the same phone number.
When something goes wrong
Storm, wreck, break-in. Here's the first hour.
- Get safe. People first, property second. Call 911 if anyone's hurt.
- Take pictures. Before you clean up, if it's safe to do it.
- Stop more damage if you can. A tarp on the roof, water shut off, the car moved off the road.
- Call us. (918) 555-0158. We'll tell you whether to file, how, and what to expect next.
Keep receipts for anything you buy to prevent more damage. Most policies expect you to take reasonable steps, and many will consider those costs.
A voice from the office (illustrative)
“My grandfather used to say the policy is a promise, and our job is to make sure you understand the promise before you need it. That's still the whole job. We just answer texts now too.”
Claire Vine, principal, third generation (illustrative person)
Tell us what you're insuring. A person writes back.
No price on this website. Real quotes depend on your home, your car, your business or your health, and we'd rather talk with you than guess.